Manage Your Money with a Blaze Free Checking Account
Enjoy no minimum balance requirements or monthly maintenance fees.
Get $200* when you open a Blaze Free Checking account. Plus, get a Blaze Visa® Debit card compatible with all major digital wallets.
Why Open a Blaze Free Checking Account
No Minimum Balance Fee
You won’t pay a monthly fee just for maintaining your savings account.
Easy Transfers & Overdraft Protection
Move funds to other Blaze or external accounts at no cost from Blaze Digital Banking, Blaze ATMs, or at a branch. You can also link your Blaze Share Savings account for overdraft protection.
Free Direct Deposit
Get paid directly to your Blaze Free Checking account as soon as your check is ready.
Easily switch your direct deposit to Blaze in Blaze Digital Banking.
Enjoy over 125,000 Free ATMs
Access your money anywhere your path leads. Blaze members enjoy over 125,000 free ATMs worldwide. ATMs are free at all Blaze and Kwik Trip locations. ATMs with the Allpoint or MoneyPass logo and ATMs at Co-op Shared Network credit unions are also free.
Free Blaze Digital Banking
Securely manage your accounts and transfer money from anywhere with free access to Blaze Digital Banking and the Blaze CU Mobile app.
Digital Wallet
Add your Blaze Visa® Debit card to your digital wallet and pay with any device on Apple Pay®, Google Pay™, Samsung Pay, or Garmin Pay™.
$200 Bonus Offer
Get $200* immediately!
When you open a Blaze Free Checking account in a branch or online, you will receive $200 in your account right away.
To keep it, set up an Automatic Payment or Direct Deposit and make a total of six Blaze debit card transactions (not including ATM transactions) within 60 calendar days from the date the account was opened.
A $100 minimum opening deposit is required.
Choose Your Debit Card
Choose from a standard contactless Blaze Visa® Debit card, or pick one of our exclusive partner cards with the Minnesota Wild, St. Paul Saints, UMN Alumni Association, or St. Cloud Rox.
All Blaze Debit cards are protected with 24/7 fraud monitoring and Visa's Zero Liability policy.+
Blaze Visa Debit
Blaze your path with a Blaze Checking account and a Blaze Visa Debit card.
With your contactless card, tap, insert, or swipe at any chip reader to pay at checkout. Easily link your card to your digital wallet.
Minnesota Wild Visa Debit
Show your love for the State of Hockey with the exclusive Blaze Minnesota Wild Visa Debit card.
Enjoy a 15% discount at The Hockey Lodge™ when you show your Blaze Minnesota Wild Debit card.
Plus, with each purchase, you get one entry into a monthly drawing for a chance to win Wild prizes!2
Official Credit Union of the Minnesota Wild
St. Cloud Rox Visa Debit
Have Rox Solid Fun with the exclusive Blaze St. Cloud Rox Visa Debit card.
Official Checking Account of the St. Cloud Rox
St. Paul Saints Visa Debit
Fun is good with the exclusive Blaze St. Paul Saints Visa Debit card.
Enjoy a 15% discount at the Team Store at CHS Field when you show your Blaze St. Paul Saints Debit card.
Plus, get two free vouchers for an upcoming game.1
Official Checking Account of the St. Paul Saints
UMN Alumni Association Visa Debit
Show your pride for the Maroon & Gold with the exclusive Blaze University of Minnesota Alumni Association Visa Debit card.
Enjoy a 10% discount at the MN Alumni Market when you show your Blaze UMN Alumni Association Debit card.
Official Partner of the University of Minnesota Alumni Association
Blaze Free Checking Account Details
| Feature | Details |
|---|---|
| Monthly Fee | None |
| Minimum Balance | None |
| Opening Deposit | $100 |
| Cash Bonus | $200* immediately |
| Account Transfers | Free |
| Overdraft Protection | Available with link to Blaze Share Savings |
| Exclusive Debit Cards | Available with MN Wild, St. Paul Saints, UMN Alumni, St. Cloud Rox |
| ATM Access | 125,000+ free ATMs with a Blaze Visa Debit card, $2.50 out-of-network fee |
| Digital Banking | Free access to Blaze Digital Banking and the Blaze CU Mobile app |
| Insured Funds | Federally insured up to $250,000 through the NCUA |
| Fraud Protection | 24-hour account monitoring, customized account alerts, Visa's Zero Liability Policy+ |
Details
- Monthly Fee
None
- Minimum Balance
None
- Opening Deposit
$100
- Cash Bonus
$200* immediately
- Account Transfers
Free
- Overdraft Protection
Available with link to Blaze Share Savings
- Exclusive Debit Cards
Available with MN Wild, St. Paul Saints, UMN Alumni, St. Cloud Rox
- ATM Access
125,000+ free ATMs with a Blaze Visa Debit card, $2.50 out-of-network fee
- Digital Banking
Free access to Blaze Digital Banking and the Blaze CU Mobile app
- Insured Funds
Federally insured up to $250,000 through the NCUA
- Fraud Protection
24-hour account monitoring, customized account alerts, Visa's Zero Liability Policy+
Calculate Your Journey
Use our free, easy-to-use financial calculators to answer common money questions and help you confidently blaze your financial path.
Disclosures
See current Service Fee Schedule for additional information. Fees may reduce earnings.
The Blaze Courtesy Pay Program may cover transactions when there are not enough funds in your account.
*Offer valid to persons with no prior checking relationship in the last 12 months with Blaze Credit Union. $100 minimum deposit required to open Blaze Free Checking or Pathfinder Checking account. To qualify for $200 offer, account holder must set up an Automatic Payment or Direct Deposit and make a total of 6 Blaze debit card transactions (not including ATM transactions) within 60 calendar days from the date the account was opened. Account must remain open for six months. $200 will be deposited to the checking account upon account opening. If all requirements of offer are not met, Blaze reserves the right to reclaim the $200. Account holder responsible for any applicable taxes. Subject to termination at any time. Other conditions and restrictions may apply.
1$100 minimum deposit required to open a Saints Free Checking Account at Blaze. Receive a voucher redeemable at the Saints box office for two free Saint Paul Saints Outfield Reserved tickets when you open a new Saints Free Checking account. Voucher will be issued at the time the new Saints Free Checking account is opened. One voucher will be issued for each Saints Free Checking account opened. Offer valid to persons with no prior Saints Checking relationship with Blaze in the last 12 months. Free tickets are subject to game availability and seat availability. Ticket vouchers have no cash value and must be redeemed during the dates listed on the voucher. Lost or unused vouchers will not be replaced. Offer subject to termination at any time.
2You will receive one entry for each purchase made with your Minnesota Wild debit card and/or Minnesota Wild credit card. Drawings will be held by the fifth business day of the month for qualifying transactions made the previous calendar month. Winners will be notified by phone or email. View Official Rules
+Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.
